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Do I have to go to court if I file for bankruptcy?

Unless there are issues that cannot be resolved among you and your creditors, you will probably not need to go to court. You are required to attend one meeting, but it's not held in a courtroom and a judge will not preside (in fact, the judge is prohibited from being there). That meeting usually takes place between 20-40 days after your bankruptcy filing date. If you have filed under chapter 13, you will be required to attend an additional hearing to confirm your payment plan, usually about a month after the meeting of the creditors.

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Not Sure Whether to File Chapter 7 or Chapter 13?

The decision to file for bankruptcy involves many considerations that you might not be aware of until it's too late. BK Chapter Forum has a wealth of resources at your fingertips to get you started on your journey through bankruptcy. While it may seem difficult now, perhaps unbearable, bankruptcy can be a good thing.
Whether you file for Chapter 7 or Chapter 13, you’re well on your way toward getting out of debt and putting your best foot forward.
Learn how an experienced bankruptcy lawyer can help guide you through the process and ensure that your bankruptcy solves your financial problems. Choosing the right bankruptcy attorney to navigate you through the complexities of your case is important.

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    DISCLAIMER: The above stated information should not be relied upon as legal authority nor should it be used as a substitute for reference to the U.S. Bankruptcy Code. Sole purpose of this website is debtor education towards bankruptcy. The information provided on this website may supplement, not substitute, for the advice of competent legal counsel. Please be advised to consult a bankruptcy attorney for legal advice. For additional information, please refer to the United States Bankruptcy Code (title 11, United States Code), the Federal Rules of Bankruptcy Procedure (Bankruptcy Rules), and the Local Rules for the respective States Bankruptcy Court.