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Looking to file bankruptcy - Need Help Contact Now

Can you keep any of your current or old credit cards once you have filed?

Ultimately, your credit card company will decide whether you can keep your credit card after your bankruptcy. If you have a balance on the card that you are trying to eliminate in bankruptcy, that company will cancel your card. Even if you had a zero balance with the company before bankruptcy, the company may still decide to terminate your account. Moreover, if you file for bankruptcy with a zero balance on one account in an attempt to keep that card, your other creditors may challenge the legitimacy of your filing: if you had enough money to pay down one debt, why couldn't you pay the remaining amounts? This challenge could push you out of bankruptcy, and prevent your eliminating the debt you were trying to erase.

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Not Sure Whether to File Chapter 7 or Chapter 13?

The decision to file for bankruptcy involves many considerations that you might not be aware of until it's too late. BK Chapter Forum has a wealth of resources at your fingertips to get you started on your journey through bankruptcy. While it may seem difficult now, perhaps unbearable, bankruptcy can be a good thing.
Whether you file for Chapter 7 or Chapter 13, you’re well on your way toward getting out of debt and putting your best foot forward.
Learn how an experienced bankruptcy lawyer can help guide you through the process and ensure that your bankruptcy solves your financial problems. Choosing the right bankruptcy attorney to navigate you through the complexities of your case is important.

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    DISCLAIMER: The above stated information should not be relied upon as legal authority nor should it be used as a substitute for reference to the U.S. Bankruptcy Code. Sole purpose of this website is debtor education towards bankruptcy. The information provided on this website may supplement, not substitute, for the advice of competent legal counsel. Please be advised to consult a bankruptcy attorney for legal advice. For additional information, please refer to the United States Bankruptcy Code (title 11, United States Code), the Federal Rules of Bankruptcy Procedure (Bankruptcy Rules), and the Local Rules for the respective States Bankruptcy Court.